Job Description

This senior role exists to consider Shift's overall lending portfolio performance within an agreed risk appetite. You'll be heavily involved in data & portfolio analysis work to recommend product targets and identify opportunities. We'll look to you for recommendations for product and channel enhancements, providing regular reports and updates to senior management.

Reporting directly into the Chief Risk Officer, you'll be a lead influencer on our underwriting policy and model settings, working in collaboration with our internal Product & Pricing Committee. We have a specialist Data team and you'll be a key stakeholder, enhancing the PD model and to leverage data-driven insights and analytics.

Qualifications

Relevant bachelor or masters qualifications in:
• Mathematics, statistics and/or
• Commerce/Business/Engineering

Experience
• Years plus Relevant experience in Credit Portfolio Management at a Financial Institution
• Retail and/or Commercial experience
• Strong... background in credit risk measurement techniques, including experience in risk modelling, credit scoring, and loss forecasting
• Demonstrated expertise in data analysis and data-driven decision-making, with the ability to translate complex data into actionable insights
• Solid understanding of credit risk management principles and industry best practices

Additional Information

At Shift, we’re proud of our rich diversity and culture of inclusion. We have an amazing culture geared towards helping you make the most of your career. We love our fast-paced, energetic environment where no two days are alike. Our values firmly guide the exciting work we do, solving problems and always looking to deliver better outcomes. At Shift you won’t find politics or egos: just one team, with shared successes and shared learnings.

The perks

We offer competitive remuneration including car allowance and a company bonus. We boast an industry-leading 26-weeks Paid Parental Leave program, in addition to 2 weeks paid leave for Partners. Our staff say it’s a great place to work where your ideas and insights are valued. We have moved into a new modern office, with outstanding end of trip facilities, a private reflection room and mothers’ room available in the office. We hold regular social events to get the team together and because your birthday is a special day, you get to have that day off We also have a great flexible working policy
North Sydney NSW Australia

Salary Criteria