【工作內容】
• Complete timely & quality Credit Approval packages, quarterly monitoring reports and ad-hoc memos with level of supervision commensurate with complexity of large corporates or public sector clients. This involves:
• Perform credit analysis of portfolio clients based on solid knowledge of business, financials, management and industry structure. Scope of work includes identifying industry landscape and trends, conducting peer comparison, and completing financial analysis and projections.
• Generate credit rating through internal ratings methodologies.
• Demonstrate judgment on appropriateness of credit exposure, ratings and classification in the context of policy framework
• Periodically review financial results to monitor operating performance, liquidity position and financial condition of portfolio clients.
• Effectively communicate and liaise with coverage bankers and Risk officers to proactively identify and escalate key risks as well as material changes to portfolio client... Maintain data integrity and support portfolio reviews, stress tests and other ad-hoc requests on corporate/public sector portfolio from Risk team Train and coach analysts and associates (and review work as necessary) to ensure quality of output and consistency of standard and analysis, as required.

- 職務類別：金融研究員,財務分析／財務人員,融資／信用業務人員
- 工作待遇：待遇面議
- 工作性質：全職
- 上班地點：台北市信義區
- 管理責任：不需負擔管理責任
- 出差外派：無需出差外派
- 上班時段：日班，null
- 休假制度：依公司規定
- 可上班日：不限
- 需求人數：1人

【相關條件】

- 工作經歷：不拘
- 學歷要求：大學以上
- 公司產業：銀行業
- 科系要求：財稅金融相關,商業及管理學科類
- 語文條件：英文--聽 /精通、說 /精通、讀 /精通、寫 /精通
- 擅長工具：不拘
- 工作技能：不拘

【其他條件】

- 其他：*2 years of experience in financial research and analysis, preferably credit analytical experience gained from international banks or public rating agencies.
• Good knowledge of accounting, corporate finance, financial modeling, credit analytics, risk assessment and valuation. *Understanding of commercial banking products a plus.
• Self-motivated individual who is eager to learn and passionate about building a career in institutional banking. *Strong attention to detail.
• Capable of working independently and as part of a team.
• Good communication and presentation skills both written and verbal.
• Good influencing skills required to manage relationships with stakeholders.
• Fluency in English, both oral and written. Fluency in Mandarin is preferred, but not necessary.
• Computer literacy and strong familiarity with Microsoft Outlook, Word and Excel.
• Undergraduate degree in finance or accounting; CFA / CPA qualification a plus

【公司福利】

- 福利制度：花旗(臺灣)銀行的薪資制度是建立在公平及具市場競爭力的基礎上，吸引優秀人才及激勵內部員工。透過各種不同的報酬組合(底薪、津貼、績效獎金等)與員工分享公司的營運成果以達極具競爭力的薪酬福利水準。

花旗為讓員工及其家庭享有更舒適與愉悅的生活，並讓員工能感受到現在及未來的保障，花旗提供了貼心及完善的福利制度 :

◎優於勞基法之休假制度及多元包容的休假規定
◎優渥的團保內容 (壽險、意外險、醫療險、癌症險、因公出差意外險、旅遊健康援助計劃)
◎眷屬醫療險 (公司部份負擔) 及父母險 (員工可以特惠價格參加)
◎員工優惠利率 (房貸及消費性貸款)
◎多項銀行優質服務與手續費減免 (買賣外幣免手續費並享中價匯率、匯款免手續費、共同基金申購手續費全免等等)
◎員工子女幼兒教育機構學費優惠
◎多元職工福利
◎服務年資賀禮

更多工作資訊請參考：https://www.104.com.tw/job/7x3so
Xinyi District Taipei City Taiwan

Salary Criteria