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Business Banking Officer Kingston

Scotiabank

Scotiabank Kingston Jamaica

2 months ago

Job Summary

The Business Banking Officer contributes to the overall success of the Business Banking unit of the branch assigned by ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives, to include the growth of the small business portfolio.

Accountabilities
• Contribute to the Branch's overall financial and non-financial objectives of growing the portfolio
• Responsibility for the profitable growth of the assigned portfolio of Small Business customers by increasing “share-of-wallet” and improving balance sheet management of target-customer relationships
• Manage an assigned portfolio of high value and/or complex small business owner relationships to achieve retention and other negotiated goals while creating a consistent, outstanding customer experience and meeting service standards
• Acquire new small business owner relationships and expand existing ones to achieve sales and other goals through an... Activity Based Planning process
• Manage an assigned portfolio at an acceptable level of risk for both borrowing and non-borrowing accounts to meet Regulatory, Compliance and Bank policies and procedures for customer transactions
• Protect the Bank's reputational risk by ensuring KYC/AML and other compliance procedures are embedded into the sales and service culture
• Positive contribution to the development of the branch’s team relationship ensuring that all reporting relationships are healthy to facilitate the accomplishment of the goals

The ideal candidate should possess:
• Expert knowledge of the applicable software and technology platforms for Small Business
• Thorough knowledge of the features and benefits of small business products and services
• Knowledge of risk management policies and processes
• Thorough knowledge of legal and security documentation for small business products
• Thorough knowledge of interviewing, solicitation and business development techniques
• Thorough knowledge of small business legal structures, life cycles and owner characteristics
• Thorough knowledge of business financial statements
• Working knowledge of economic conditions and political events affecting small business

Education / Experience / Other Information
• Undergraduate Degree in business or economics or work equivalency
• Minimum 2-years’ experience in a similar position

Kindly put the job title in the subject line when applying.

Your comprehensive resume should be received no later than Thursday, March 9, 2023
Kingston Jamaica

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