Key Accountabilities
• Promote a risk management culture and behavior that provides adequate analysis, sound judgment, flexibility and an ideal balance of risks and rewards.
• Driving Credit Facility Review process in an efficient and effective manner, maintaining quality, consistency and agreed turnaround times within the process.
• Revamping the existing operating models, streamlining existing processes and aligning customer credit risk with Business and Credit.
• Adherence to consistent application of Bank’s Credit Policies, SOPs, QCB circulars, guidelines and DoA within the Credit Facility Review process.
• Managing key stakeholders in Business (BU Heads, Relationship Managers, Section Heads) and Credit Risk (Credit Managers, Head of Credit, Chief Credit Officer), working together to achieve common objectives.
• Driving and contributing to the technical enhancements of the main credit workflow platform, working together with the key sponsors such as Credit, Business, IT, Credit... Documentation and IT.
• Training and developing the team members. Uplifting credit skills and other technical and soft skills by providing targeted training and coaching on a needs basis.
• Manage and implement a disciplined team culture and a co-operative working environment.
• Ensuring no adverse credit audit findings on the portfolios covered by the team. Carrying-out hindsight reviews on individual CFRs/portfolios on a periodic basis and sharing outcomes for continuous improvement of team.
• Value addition to relationship building and credit risk management though periodic and adhoc research and analysis. Preparing and presenting industry papers/sector reviews for senior management for effective decision making.

Skills

Other Accountabilities

Required Qualifications:

• A University Degree or an equivalent professional qualification in Finance or Management Accounting

• An MBA from a recognized university or any additional related qualifications from a professional body will be an added advantage

Required Skills and Experience:

• A minimum of 10 years of experience in a related role at a senior level

• Experience in frontline Relationship Management and/or Credit risk management

• Prior experience in managing a team of 10 staff or more

• Prior experience in driving and delivery of projects

• Excellent negotiation skills and effective communication skills

• Relationship building skills

• GCC working experience could be an added advantage

Key Interactions

Core Competencies - Expected Level
• Drive for results/ Achievement Orientation In depth mastery of this competency
• Customer Service Orientation Expert contribution to development of this competency
• Concern for Quality Expert contribution to development of this competency
• Problem Solving In depth mastery of this competency
• Interpersonal Effectiveness In depth mastery of this competency
• Change Orientation In depth mastery of this competency
• Time Management In depth mastery of this competency

Managerial Competencies
• Managing People and Teams In depth mastery of this competency
• Strategic Capability Competent to support and advise others
• Visionary Leadership Competent to support and advise others
• Achieving High Performance In depth mastery of this competency

Technical Competencies
• Exercise sound judgement
• Expert contribution to development of this competency
• Build Relationships
• Expert contribution to development of this competency
• Analytical skills
• Expert contribution to development of this competency

Competencies
• Adaptability/Flexibility
• Creativity/Innovation
• Decision Making/Judgment
• Dependability
• Initiative
• Integrity/Ethics
• Problem Solving/Analysis
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Salary Criteria