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  • Senior Credit Analyst - Credit Cards Dubai - United Arab Emirates
  • Dubai Islamic Bank in Dubai - United Arab Emirates, , United Arab Emirates
  • jobs
  • 3 weeks ago

jobs description

Key Responsibilities:

· Analyzing and processing cases based on overall consideration of customer's profile and in compliance with bank policy and procedures

· Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).

· To ensure proper use of assigned delegation authority laid down by the bank

· To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis

· To ensure the updating of data reported in the daily productivity sheet (MIS)

· To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc...)

· To Ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions

· To ensure all deals send for Contact Point Verification (CPV) as per CPV policy

· Adhered to Standard Operating Procedures (SOP) wherever applicable

· Conduct training to new... comers and monitor the training performance whenever required.

· Assist superior for any market trend that has an impact on credit decision to minimize risk involved.

· Identify anomalies in credit policy and highlight it to the unit/ policy manager

All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.

Education:
• Graduate in Accounting/ Financial Service/ Statistics/ Computer Science/ Business Administration

Work experience:
• 3-4 years’ experience in financial service industry
Dubai - United Arab Emirates

salary-criteria

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