Multichoice Insurance Services (MCIS) is one of the largest Visitor Insurance broker in the United States providing quality protection for hundreds of individuals, families and businesses worldwide. Providing superior customer service and lowest premium along with our ability to understand our customer’s coverage needs drives the success of our agency.By offering world class plans for Visitor Insurance (also known as Travel Medical Insurance), Medical, Health and Life Insurance, we make sure that you're always protected under the insurance umbrella so that you can focus on what is important to you and your family. Our job is to assist you in identifying your needs and problems, while putting together a plan that's simple and easy to understand.
We take care of all your insurance needs so that you can look forward to a secure future. To do this we evaluate your specific needs, find the best plan that will give you complete protection and peace of mind. The companies we represent offer reliable insurance products and excellent customer service. We make sure that the insurance companies that we represent have an outstanding reputation for fast, fair claims service.We take care of all your insurance needs so that you can look forward to a secure future. To do this we evaluate your specific needs, find the best plan that will give you complete protection and peace of mind. The companies we represent offer reliable insurance products and excellent customer service. We make sure that the insurance companies that we represent have an outstanding reputation for fast, fair claims service. International students registered in U.S. Schools, U.S. Registered students studying outside U.S. We have ‘certified application assistant’ authorised by the state of california to provide free help for state sponsored programs:
•Medi-cal and healthy families (for children up to age 19 yrs)
•Major risk medical insurance program(mrmip).
•Access for infants and mothers(for middle income pregnant women).
A health insurance exchange is a set of government-regulated and standardized health care plans in the United States, from which individuals may purchase health insurance eligible for federal subsidies. All exchanges must be fully certified
Health insurance is insurance against the risk of incurring medical expenses among individuals, families and groups. In simple words, health insurance helps you to pay for your health care costs.
It pay for healthcare treatment costs.
It pays for doctor visit, X-Ray lab and test, out-patient treatment, surgery, ambulance, maternity, prescription, etc. Coverage varies from plan to plan.
It pays for unexpected medical emergencies.
It can cover pre-existing conditions under certain terms and conditions. Such as, if you completely disclose about your pre-existing condition in application during submission and underwriter approves it then yes, that pre-existing condition will be covered. Remember, all pre-existing conditions are not covered. Preferred Provider Network (PPO) - A managed care organization of medical doctors, hospitals, and other health care providers who have covenanted with an insurer or a third-party administrator to provide health care at reduced rates to the insurer's or administrator's clients.