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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Do Your Bit To Preserve The Great Barrier Reef

If your wanderlust takes you all the way to Cairns to see and experience the Great Barrier Reef in all its vibrant glory – experience it, you must! But, considering it is the world’s largest and most complex coral reef ecosystem and a UNESCO World Heritage area, every local and tourist and tour operator must take extra precaution to treat nature’s precious gift with utmost respect!Tourism is by far the largest money spinner on the reef, with the Cairns Great Barrier Reef...

When Women Have Affairs

Virtue is insufficient temptation.  ~George Bernard Shaw Sometimes, things just have a way of crawling under your skin or tantalizing your senses before you even interacted with them. It is caused by a sound or a smell or a name that conveys good or bad feelings. Sometimes, the images a name conveys already send your mind into overdrive. This is what happened to me when I first encountered “One flight up”. The name intrigued me enough to pick up the book and read the back...

Simple Steps in Learning any language

Learning a language may appear tough at the beginning, but if you follow certain techniques and steps, you will be able to write proficiently and speak fluently in any language. If you are just beginning the learning process of a new language, whether your second language, third language or fourth language, you have to know that there are some certain steps which pertain to the learning of any language. You should also know that humans have cognitive ability to learn any language they want to...

Who are good candidates for Gynecomastia Surgery?

Gynecomastia identifies a metabolic disorder leading to development of surplus breast cells in males. This problem leads to development of mammary glands that are bigger than normal, often showing up similar to feminine chest. This normally leads to low self-esteem, and if you are a victim, you will feel self-conscious about removing your shirt within the gym or on the beach. The condition is generally a benign one, and happens due to various reasons, the major one being hormonal imbalances....

A Definitive Guide on How You Can Become a Successful Barista

Do you think that anyone who can prepare coffee can be considered as a barista? If you think so, then let me tell you that you are living with a misconception. The reality of the job is not that easy as you are thinking. When it comes to becoming a proficient barista, you need to learn operating various types of fancy machines. Apart from this, you should also memorize the complicated recipes for preparing coffee. Many of us are fascinated about joining as a barista. The cool ambiance of the...

What Are The Prerequisites Of Buying A Customized Mobile Cover?

To cope up with the fashionable world and keep the pace with the trendy things, there are certain aspects which are now required to be considered. The smartphones are an inevitable part of daily life, as they come with a very handsome cost so it is the prime responsibility of the owner to keep it safe and sound. Undoubtedly the mobile covers have become a staple to the general accessory of the smartphone. However, with the growing fashion trend, the designer mobile cases have equipped a great...

The Gown Trend

.From multi-coloured and cropped to fanciful and awkward, here are 15 unconventional wedding gowns for the bride who believes white is wussy and plain is for pansies.1. Pistachio, anybody?UAE-based designer Hamda Al Fahim's designed this soft pistachio green wedding gown fit for a whimsical garden wedding. The intricate embroidery paints a beautiful picture, one perfectly suited for a garden wedding, in fact.2. Cut it outIf you've spent six months calorie counting for your big day, you may as...

5 Reasons Why Java Should be Used More by Small Businesses

Java, at present, is being used extensively by small businesses around the world, as compared to several other frontline programming languages such as Perl, PHP, Ruby, Python, C#, and C. Recent stats released by TIOBE Programming Community Index reveal the phenomenal rise in the popularity of Java amongst both small businesses and large enterprises. It’s a general tendency that startups and SMBs go with open source technologies for generating higher returns by limiting the overall...

Ways Chemical Studies Can Save the World from Climate Change

The climate change phenomenon has become a significant concern over the last few years. In fact, many countries have joined hands to find the best solution to this global problem. We cannot deny the fact that the credit for the increasing global warming goes to some specific human activities. The average temperature has risen by about 1°C since 1880 due to the release of greenhouse gases. You may not think as such a great deal, but this has resulted in the melting of the Antarctic ice...


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