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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Foolproof ways of keeping a girl happy in a relationship

Since the beginning of time men have had a tough time figuring out women. Heck, even women can’t figure themselves out, but they will expect you to figure them out and keep them happy. Although it is obvious that women like being pampered in a relationship but is that enough? If you are with a girl and you just can’t figure out how to keep them happy, here are some amazing ways to help you out: Talk to her: We do not simply mean speak to her, talk to her. Help her communicate,...

How to Negotiate with a Pawnbroker?

A pawn shop can be an excellent place to raise some quick cash or find something that you need at a lower price. However, whether you are selling something to a pawnbroker or purchasing anything from a pawnbroker, there is always a room for negotiation. Although there is media speculation around pawnbrokers, often portrayed as shady in the press, but if you are avoiding them, for this reason, you are indeed missing out on some great deals. The fact is, all pawnbrokers are heavily administered...

Plastic cosmetic surgery Types

  Plastic surgery is a surgical specialty concerning the restoration, reconstruction, or perhaps alteration of the human body. It can be split into two categories. The first is reconstructive surgical treatment which include craniofacial surgery, palm surgery, microsurgery, and typically the treatment of burns. The other is cosmetic or perhaps aesthetic surgery.[1] While reconstructive surgery aims to reconstruct a part associated with the body or increase its functioning, cosmetic...

Cover Your Expenses with Low-Interest Rate on Loan Against Property

A low rate of interest is the only factor that customers look for when finding a loan. Hence, financial institutions also compete with each other for offering attractive interest rates. You can avail loans under two categories – secured and unsecured. The interest rates of these are considerably different.    Unsecured or collateral-free loans don’t require the customer to pledge an asset with the lender. However, these loans come with considerably higher interest rates....

Smart and Stylish Palazzo Pants Variations for a Versatile Wardrobe

The retro feel! Yes loose bottom suits, popularly called as palazzo suits are absolutely back in vogue and if you still don’t have them in your wardrobe then your closet is apparently outdated! Bringing in comfort and style together, plazos have hit the market and have seen a growing preference amongst women of all age groups. If you’re not too familiar with these retro style garments and think of them as only one type of silhouette, then keep reading, this post is all about the...

Binoy Nazareth Traverses Through the Cuisines, Culture and Curries of India

Unique. Unusual. Unforgettable.   Satisfying my wanderlust and the innate intrepid nature of an adventurer, I gave in to my passion of exploration and the excitement of sampling new and delectable cuisines. Traveling around to capture the essence of life and lifestyles, I took off on a tour that was an unusual but perfectly chosen whim that was just up my alley. Knowing my adventurous nature, it was just like me to choose a journey that combined cuisines, cultures and curries! With my...

Guidelines for buying High Chair for Babies

A high seat gives your infant a sheltered and secure place to try different things with new tastes and surfaces. The raised stature not just makes it less demanding for you to direct dinner time yet, in addition, to tidy up a while later. Tragically not every single high seat is made an equivalent. The ideal high seat for you and your infant will depend on various elements including your financial plan, a way of life and the measure of room you have in your home. Thus, the correct high seat...

Car Accident: How Contributory Negligence Impacts Your Case?

Contributory negligence can be defined as one of those legal terms that tends to make a non-lawyer’s eyes glaze over. Contributory negligence is a legal concept that has an enormous impact on personal injury cases. So, you need to understand what it means if you’ve been injured. In order to understand what contributory negligence means, you need to start out by defining the term “negligence”. It is an important concept in the world of personal injury law. The outcome of...

Bhadrachalam Sri Seetha Ramaswamy Temple

Bhadrachalam Sri Seetha Ramaswamy Temple Bhadrachalam Kalyanam, History, Timings, Darshan and Route information Bhadrachalam History This temple is dedicated to Lord Rama which is located on the banks of the River Godavari. This temple was built by the ardent devotee Tahsildar Kancharla Gopanna in the 17th century. As per the folklore, Lord Rama long after he had shed his mortal coils manifested himself to save his devotee Bhadra Maharshi whom he promised Moksha for his penance. Hence the...


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