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How Many Credit Cards Should You Carry?

Credit cards often offer several benefits such as free warranty extensions on purchases and free insurance schemes. But credit cards can also create havoc on your budget – the many stories of overspending and late fees can attest to that. The final truth, however, is that credit cards come with advantages, as well as disadvantages. As long as you can manage to have several different cards and don't miss payments, they're easy to handle with no dire consequences. But what is the optimal...

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics    Elohay Wills Botanicals, Elohay-Wills Ltd., Noga Wills and Eco-Tropics are the same company operating under different names. All these companies are represented by one Nsor Ojiji. The person may have donned other identities in recent times. There is no credible online profile of the person or of the company. The official website of the self claimed exporter of African spices, herbs and botanicals has limited...

How to Negotiate with a Pawnbroker?

A pawn shop can be an excellent place to raise some quick cash or find something that you need at a lower price. However, whether you are selling something to a pawnbroker or purchasing anything from a pawnbroker, there is always a room for negotiation. Although there is media speculation around pawnbrokers, often portrayed as shady in the press, but if you are avoiding them, for this reason, you are indeed missing out on some great deals. The fact is, all pawnbrokers are heavily administered...

What is Pradhan Mantri Awas Yojana?

The Pradhan Mantri Awas Yojana is a scheme that was brought to action by the government in June 2015. The goal of this scheme is to create affordable ‘housing for all’, equipped with all the facilities such as electricity, sanitation and sufficient water supply. The government brought out this initiative and put the schemes in place to support the weaker sections of the society. In order to promote affordable housing in time, the government has partnered with several private sector...

Understanding the Different Types of Sense of Humor

Different people have a different type of sense of humor Traditionally, when describing oneself, a person may have stated that they have a ‘good sense of humor’ in a personal ad. This doesn’t necessarily mean that they do, however, in fact, some people may think they are funny when they aren’t. One person’s interpretation of funny can be quite different from another’s. Some can be quite dry and witty while others can have a simpler outlook on what they find...

Things to Consider Before Having a Baby

What does it take to have a baby? Probably a few minutes of sex and nine successful months of pregnancy. Having a baby could be very exciting to some people, especially for those who had sex with the purpose of child bearing in mind. In some societies, it is common to see even very young women getting pregnant and being excited about having a child of their own. Believe it or not, the issue of having one’s own baby is fast becoming a trending idea in most societies; much like the idea of...

Ways Chemical Studies Can Save the World from Climate Change

The climate change phenomenon has become a significant concern over the last few years. In fact, many countries have joined hands to find the best solution to this global problem. We cannot deny the fact that the credit for the increasing global warming goes to some specific human activities. The average temperature has risen by about 1°C since 1880 due to the release of greenhouse gases. You may not think as such a great deal, but this has resulted in the melting of the Antarctic ice...

Tips For Buying Your Bridal Lehenga Online

A shout-out to all you lovely brides-to-be! It’s time to get your wedding wardrobe and especially your bridal lehenga sorted for the most important event of your life. As you get ready to step into a new phase, with all the excitement around the pressure of buying the best bridal lehenga can sometimes weigh you down. But hold on, we’re here to sort that out for you so that you get the best bridal lehenga choli and be the most beautiful bride on your D-day! The world today is...

Resin vs Tarmac

There’s not much we can do to prevent the wear and tear of driveways. They are constantly exposed to the weather and also have to take the weight of vehicles and foot traffic. This means that It is inevitable that we will need to have a new driveway laid eventually. This, in turn, means that we will have some tricky decisions to make. With the wide range of options now available to us, choosing a new driveway might not be as easy as you first imagine. Don’t Rush into Making a...

Go Classy

A lot people have two varieties of clothing in our closets: the of-the-moment, fashionable pieces as well as the classics. They're equally significant, but we have a tendency to put higher value to the latter since, well, they will never go out of style. As you most likely have a lot of them in your arsenal -- the LBD, the pumps, and also the snowy button-up, such as -- there are definitely a few lost. Alternately, there might be pieces you have had for 10 years which could use an update. #1...


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