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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

6 Reasons Why College Is the Perfect Time to Get Started as an Entrepreneur

Becoming an entrepreneur is the new coveted career choice among college students. Instead of waiting four years to start a job, many students these days are getting a creative head start by launching a business while still in college. However, taking up entrepreneurship can be the most challenging thing. There can be many setbacks, such as exams, extensive coursework, lack of funding and experience, and many other things.  But, it's worth giving a shot as it allows you to grow in many ways...

Don’t fall for ‘Fool-a-ru’ in the quest for Uluru!

Summary:  When experiencing top things to do in Uluru, don’t let Attila mislead you! Learn how Atilla manages to fool everyone by being the perfect doppleganger to the iconic natural landmark of Australia - Uluru! Read on to save yourselves from committing a well-practised folly! Uluru is one of Australia’s iconic natural landmarks with many making a beeline on an Uluru sightseeing tour for this location that is steeped in Aboriginal culture. Scaling or walking...

Your Medical Records - Are They Really Private?

The question in the title seems to beg a yes answer. However, truth is, there are two answers with the real one a shocker. At least it was to me.   The “begged” answer is of course yes. It would be yes if you never let anyone have information about your health and medical condition(s). But, in the real world, this is impossible.   The real answer, unfortunately, is NO. And to add insult to injury, it is real in more ways than one as you are about to learn.   As...

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics

Don’t do Business with Elohay Wills, Noga Wills or Eco-Tropics    Elohay Wills Botanicals, Elohay-Wills Ltd., Noga Wills and Eco-Tropics are the same company operating under different names. All these companies are represented by one Nsor Ojiji. The person may have donned other identities in recent times. There is no credible online profile of the person or of the company. The official website of the self claimed exporter of African spices, herbs and botanicals has limited...

Restore Receding Gums Naturally

Natural Remedies for Receding Gums Receding gums is exactly what happens when the gum tissue surrounding the teeth wears away. This receding lead to the lower part of the tooth to become more visible triggering "spaces" to establish between the tooth and gum line. These gaps allow contaminants, bacteria, infections and fungi to grow and flourish in these areas, which then harm the tissue and bone structure. With time, this causes teeth to become loose and ultimately fall out. Since gum...

5 Things to Not Miss Out On When In Rajasthan

Rajasthan ranks among the top locations to visit in any traveller’s list, any day. Such is the charm of the state that it draws visitors from different parts of the country as well as abroad to take a tour of its lands. If you are someone planning on visiting Rajasthan any time soon, here is a list of activities that you must take part in to have an enriching experience. Try on the colourful Rajasthani turbans Among the factors that make Rajasthan as unique as it is, its lively and...

How to secure your family’s future with life insurance

Securing the family’s future is one thing that most individuals worry about in their everyday life. It is a valid concern considering the ever-increasing cost of living in today’s world. Individuals who wish to secure their family’s financial future turn towards life insurance due to the considerable range of benefits associated with it. There are different types of life insurance covers available in the market based on one’s specific requirements. Let’s take a...

Why Books Are Better Than Movies

'Books give a soul to the universe, wings to the mind, flight to the imagination and life to everything', a very poetic way to look at books. But the reality of the matter is that in this digital age, there aren't many people who believe that books are better than movies. Reason number one, according to the film lovers, is that reading a book takes too long! What they don't know about are the hidden gems, feelings, worlds, imagination and sensations that can only be felt, experienced and...

How Android and iOS Are Different in App Development?

Smart phones are rapidly replacing PCs as the medium to access the Internet. This device has also proven its effectiveness in the business sector by helping business owners in simplifying the majority of business related tasks. However, smart phones, tables or laptops, all are completely ineffective with apps in them. The rise of smart phone usage by the business owners made them look for industry specific apps. This helped a number of enterprise app development companies flourish in every...


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