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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

How Many Credit Cards Should You Carry?

Credit cards often offer several benefits such as free warranty extensions on purchases and free insurance schemes. But credit cards can also create havoc on your budget – the many stories of overspending and late fees can attest to that. The final truth, however, is that credit cards come with advantages, as well as disadvantages. As long as you can manage to have several different cards and don't miss payments, they're easy to handle with no dire consequences. But what is the optimal...

Restore Receding Gums Naturally

Natural Remedies for Receding Gums Receding gums is exactly what happens when the gum tissue surrounding the teeth wears away. This receding lead to the lower part of the tooth to become more visible triggering "spaces" to establish between the tooth and gum line. These gaps allow contaminants, bacteria, infections and fungi to grow and flourish in these areas, which then harm the tissue and bone structure. With time, this causes teeth to become loose and ultimately fall out. Since gum...

The Ultimate Method to Raise Funds for App Development

Getting a unique app idea is such an achievement in itself. Isn’t it? You start building a castle of getting limitless ROI, gaining limelight in the market, and ruling the minds of every person on the market. But, wait a minute - do you have enough funding for the same? No doubt mobile application development is among the profitable businesses in the present scenario, but it is equally expensive too. Developing a mobile app would cost you around $50,000 to $1,50,000 (or even more). On...

Herbal Supplements to Promotes Heart health

The heart is a strong body part that normally directs blood through the veins of circulatory framework. Heart is a vital organ in our body. There are numerous basic approaches to keep your heart sound and furthermore solid. Herbs assume a vital part to offer quality to your heart muscle. There are numerous natural supplements to treat heart diseases. Some people are having heart diseases and are not aware about an alternate solution for heart disease. Heart ailment has been for a long time and...

Tips That Can Help You In Reducing Food Delivery Time

The food delivery time for a restaurant is an area that just like its food quality and the efficiency of preparing the food, cannot be compromised Speed is very important, but should be like the proverb “more haste, less speed” which means sometimes you can make better progress if you do not try to do a task too quickly, but concentrate on doing it well and efficiently.    People ordering delivered food, want it as early as possible, a delay can affect repeat sales...

Five Tips to Whiten Your Teeth

It is said that teeth are the best asset of a man. No doubt, the statement is true. If you do not have teeth, you won’t be able to enjoy your life. Teeth are a really adorable asset for us. But sometimes, the teeth are attacked with stains and often people do not find the ways to whiten them. Sometimes, instead of using whitening toothpaste, they follow some old-fashioned methods which result in troubles for them.   They actually do not know how to clean the teeth rightly. In...

G10 Force

G10 Force. Many bodybuilders who take energy drinks strategically report several advantages including reduced muscle soreness after hitting the gym, reduced burning sensation during intense workouts and faster recovery. Some products contain alpha L-Polylactate which controls lactic acid production in the muscles responsible for causing post-workout pain responses. The type of sugar used in good energy beverages is also complex and produces the same effects as complex carbohydrates like brown...

Discovering a Rich Heritage at Mount Rushmore – A Binoy Nazareth Adventure

Charismatic. Colossal. Cultural.   Following footprints in the sands of time with legends echoing around the Wild West, I traversed the path of an intrepid traveler through the much-trodden trail to Mount Rushmore. I love adventure and as an ardent adventurer, I indulged in a sojourn in South Dakota, the land where famous pioneers, the aura of pre-historic beasts and the heart of the heritage of American Indian tribes surrounds visitors.   With the sun, filtering through the...

How Wikipedia Helps Students in Academics

Do you remember your struggles to complete your science or history project when you were in fifth grade?  From the time we started getting academic projects, we preferred counting on Wikipedia. It has always been considered as the hub of knowledge and information. Writers all across the world belonging to different walk of life, search and compose brilliant articles. Gathering information has become this simple and easy, just after we get blessed with Wikipedia. Whether you are looking...


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