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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Restore Receding Gums Naturally

Natural Remedies for Receding Gums Receding gums is exactly what happens when the gum tissue surrounding the teeth wears away. This receding lead to the lower part of the tooth to become more visible triggering "spaces" to establish between the tooth and gum line. These gaps allow contaminants, bacteria, infections and fungi to grow and flourish in these areas, which then harm the tissue and bone structure. With time, this causes teeth to become loose and ultimately fall out. Since gum...

Why Books Are Better Than Movies

'Books give a soul to the universe, wings to the mind, flight to the imagination and life to everything', a very poetic way to look at books. But the reality of the matter is that in this digital age, there aren't many people who believe that books are better than movies. Reason number one, according to the film lovers, is that reading a book takes too long! What they don't know about are the hidden gems, feelings, worlds, imagination and sensations that can only be felt, experienced and...

Can Drones Play A Role In Financial Services Industry?

Drones have made inroads in many industries, and they have been playing the role of delivery and surveillance mechanism. But can drones play a role in the banking industry as well? What are human-centered solutions in financial services can you expect from the usage of the drones? Within the financial services sector, the drones can be used to assess the claims. Insurance is one such area where drones can be used extensively. They can be used to evaluate the property risk and damages for...

Demand for Litigation Funding Is On The Rise

The demand for alternative funding is always on the rise. If you are looking for a few tips on litigation funding, then look no further. This article can come in handy for you. In this article, we have discussed a few ways through which you might be able to get the best deals out of litigation funding services. Litigation is an expensive piece of business indeed. It can even get risky in certain circumstances depending on the nature of the case and the funds. So let’s take a...

Connection Between Teen Depression & Suicide

Here's a strong connection between teenage depression and suicidal tendencies. As per statistics given by top psychiatrists, Teens are far more susceptible to major depression issues and bipolar illness. A number of suicide attempts and the resulted deaths happen among teens are due to long-term depression. Consider these statistics regarding teen suicide and teen depression by various mental health doctors: about 7% of all teens attempts suicide and about 5% of those suicide attempts results...

Binoy Nazareth Experiences the Passion and Pleasure of Puttu

Go On A Delicious Sojourn Do you want to travel with me to discover a truly flavorsome path? It is said that one needs to share the goodness of life and I intend to do just that by taking you to a practically gourmet destination known for its quintessential and exquisite cuisine. I think by now, everyone has heard of Kerala, a land of stunning scenery, artistic culture and a culinary haven for the foodie. Interestingly enough, the cuisine of Kerala has been influenced by the Dutch, Middle...

Making Friends and Building Friendships that Last

Everybody in the world has succeeded by the help or assistance of someone in their lives they hold dear because of a bond called friendship. One may not have too many of them but each person must have at least one friend who shares in his or her dreams or ideas towards the future. A friend is simply a person other than a family member, spouse or lover whose company one enjoys and towards whom one feels affection. Friends are people with whom you can share your past experiences, present and...

How To Choose The Right Wood

When building a fence wood selection is often a concern for many. It is important to be of aware of what type of wood you require.  Thus, making thedifference between you having an impressive landscape design, or a lump of timber you could use for firewood. In Australia the four most common types of wood are hardwood, treated/untreated pine, cypress pine, pressure treated wood. Matching your wood to the right environment will ensure you have your fence for years to come. The most common...

Factors Which Affect Your Eligibility For The Home Loan

Purchasing a house is the dream of many people; however, most of the people are not able to live their dream due to the non-availability of the funds. If you are also falling short of money to get your dream house, then apply for a home loan and get instant funds. Although the home loan rate of interest is quite affordable but it is widely dependent upon various factor. Here are some of the major factors which affect your eligibility for the loan; take a look:- Age of the applicant –...


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