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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

GST: Good for Taxpayers, Bad For Government?

GST Rises Many might be unaware, but the idea of implementing GST in India was introduced under the leadership of the Late Shri Atal Bihari Vajpayee. He appointed an Empowered Committee(EC) in the year 2000, and the committee was tasked with drafting the GST laws. Their and several other's efforts combined finally came to fruition in the year 2017 with the adoption of the Good and Services Tax(GST) Act, 2017. Following the 1st of July, 2017, GST has been in full operation and it seems to have...

How to Enlarge the Scope of Your Influence with the E-commerce Mobile App

Future of mobile commerce solutions For the last few years, the number of mobile users has grown rapidly all over the world. And all these users find online shopping via an e-commerce app much easier and convenient way to shop. According to Statista, the transaction value of global m-commerce is going to reach $460 billion in 2018 and almost 700 billion in 2019.   The transaction value of global m-commerce   Moreover, the same source predicts a rise of...

The Rapid Growth of Diazepam in the UK

If you are battling to get to sleep at night or waking up throughout the night, there is a possibility you are one of millions of people around the world suffering from insomnia or a general sleep disorder.Insomnia has become an incredibly common disorder, with more than 30% of people in the UK suffering from this sleeplessness condition. A recent survey has shown that more than 16 million people living in the UK are currently struggling to get to sleep or are waking up frequently throughout...

How to Get Your Ex Back with Text Messages

After a breakup, we feel heartbroken and hope for everything to reconcile once again. We try so hard in different ways to get our exes back. Sometimes we try to get a voodoo love spell which may or may not actually work at all. But it is all about how you treat your ex with your words and attitude and that is the most important part here.   When a relationship ends, we look for the changes of our ex-partner for which the relation actually did not work out. We expect if the person...

Why a Personal Loan for Education is Ideal for Higher Studies

Whether you are studying in a different city, or in a different country, higher education adds to your resume in a significant way by creating the potential of higher income and better job opportunities. However, this also comes with a heavy price tag. Opting to study in a prestigious institute or choosing a specialized course can be even more expensive. However, you need not put off such an opportunity because of a cash crunch as you can use a Personal Loan for higher education to pay off the...

Look for reliability in a real estate agent in Bicton

When investing in any kind of property, you are making a major financial commitment. Taking it lightly or buying the wrong property can be catastrophic to your finances. Such financial disasters can be easily prevented by hiring and a professional and experienced real estate agent in Bicton. While looking for a real estate agent, you should pay special attention to the qualities that he/she possesses. A capable realtor is your best option for landing that perfect property deal. Choosing the...

Guidelines for buying High Chair for Babies

A high seat gives your infant a sheltered and secure place to try different things with new tastes and surfaces. The raised stature not just makes it less demanding for you to direct dinner time yet, in addition, to tidy up a while later. Tragically not every single high seat is made an equivalent. The ideal high seat for you and your infant will depend on various elements including your financial plan, a way of life and the measure of room you have in your home. Thus, the correct high seat...

Your Free Tax Planner is Just a Few Clicks Away

Tax is a small word, but the value it holds is very high. It is not just an amount of money that you pay the government but is a contribution that you make in the development of the country. Now, tax calculation can be a hectic job and can consume a lot of time if someone doesn't have an idea about how the taxation system works. So, today, we are going to discuss a solution to this problem which is Tax Calculator. So, let's see what this tool is and how it is beneficial for you. What Is a...

What's Stopping You From Writing?

Think about this, really, how important is writing? To figure this out, one need to only look around, anywhere, anytime. If you look, you will find it. Writing is everywhere! And when you don't see it in letters, you can see it in pictures. But the bottom line is that in almost every aspect of one's day, and in almost every aspect of one's life, it is right there. Everywhere you look, writing is there!   A baby is born! What's the first thing that the parents want to send out?...


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