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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Things To Do In Ooty On A Family Vacation

Ooty was discovered in the early 1800s by the British and it later became the Summer Capital of the Madras Presidency during the British Rule. Every year, a number of tourists visit this charming hill station. If you are planning to visit Ooty as well, here is a guide to help you prepare your itinerary. Things to do in Ooty Here are the top five things to do in Ooty: 1. Trekking Ooty offers wonderful opportunities for trekking along with the kids. Trek up the Doddabetta peak or walk...

How HR Can Help to Build Trust in the Workplace?

One of the biggest challenges business leaders are facing these days is lack of trust among employees. The question is that why is trust important? Only after having this an organization can spend all day working on their business strategy rather than managing their staffs. Without having trust, no one is going to work anywhere near their top capability. Trust is something which is built before even starting any project. The solution of gaining trust can be through human resources. It’s...

Kitchen Utensils For Salad Preparation And 3 Quick Salad Recipes

People make different type of salads to add delicacy to a meal. Making a vegetable salad is not hard and you can use commonly available vegetables to make salads. But if you use a good popular salad recipe to prepare that will help you make your meal more enjoyable. People use kitchen utensils and a salad bowl to prepare salads. If you are searching for the salad recipe, you should read this post carefully. On the next paragraphs I am going to discuss three common methods of salad preparation...

Bona Wood Floor Spray Mop

    Cleaning Made Easier With The Bona Wood Floor Spray MopFloor mopping is part of the routine maintenance process for your installation. As the dirt and grime accumulate, it will need to be got rid of to preserve the beauty of the surface and even enhance the health standards of the premises. There are also those cases like spills, where they need to be attended to as soon as possible to prevent them from forming permanent stains Conventional methods like the dry-mop and bucket...

What is the difference between ELSS and mutual funds?

Most of the millennials understand the importance of saving. And the only way to save is to invest rightly.  Apart from our regular RD’s and FD’s there are other ways to invest where you can expect high returns. Yes! ELSS (Equity Linked Saving Scheme) Mutual funds are now considered as one of the top investment options by industry maestros. But, many people are still not clear with the difference between these two. One might feel that ELSS and mutual funds are different...

Five Tips to Whiten Your Teeth

It is said that teeth are the best asset of a man. No doubt, the statement is true. If you do not have teeth, you won’t be able to enjoy your life. Teeth are a really adorable asset for us. But sometimes, the teeth are attacked with stains and often people do not find the ways to whiten them. Sometimes, instead of using whitening toothpaste, they follow some old-fashioned methods which result in troubles for them.   They actually do not know how to clean the teeth rightly. In...

Top Performing Mutual Funds By Sundaram That Will Complete Your Portfolio

  Sundaram Finance Limited has a subsidiary in the form of Sundaram Asset Management Company which has over 20 years of experience in fund management. This company is jointly promoted by Sundaram Finance Limited and Stewart Newton Holdings (Mauritius) Limited. With the help of an efficient management team, fund managers, board of directors, trustees, this AMC is soaring high. As a result of all the hard work, its schemes are now categorized as top performers in the market. In the...

Guideline to Become a Successful Content Writer

Creating any notable content can play a big role in uplifting the brand image. A great piece of content can help you connect with your audience and spread out the right message. Let me begin with who actually a good content writer is? A content writer is someone who can write and provide you with any type of well-written content which is unique and engaging. However, not all content writers can make waves with their write-up. If you want to become one, you need to develop a copy...

Perfect Office Workstation Furniture for Your Business

Workstation or can be said as the cubicles - a place where your employees share their everyday hours working for the business productivity and performing the job to shed their contribution to your company success. Undoubtedly the office workstation furniture needs to be planned and conceptualised taking into consideration each minor prospects and then putting it into the real structure.  Open Office without Compromising Privacy Open office workspace is the new thing with almost 70% of...


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