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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Top off your beer, not your tree!

Topping a tree is generally an outdated practice that can often times cause more harm than good. Because of the way trees heal their wounds, you create a situation where the wood then becomes exponentially more susceptible to a variety of structural and fungal ailments.   Topping is the process of removing the top portion of the tree, either for view clearing, line clearance, building clearance, or other cosmetic or safety purpose.   When you top a tree, you leave a large wound at...

Web Hosting for Bloggers

Do you love to write? Have you been writing since you were just a child? If so, you might consider blogging as an entry into the market. One of the most important things to consider when you begin your blog is how you will host it. hosting is incredibly important, albeit often overlooked. What are some of the things that you should consider as you begin your foray into the internet market? Perhaps the hosting company has a great web design program. It also might have a poor design option. If...

Architecturally diverse homes find buyer favour in Dubai

The majority of upcoming apartment supply in Dubai (79 per cent) is architecturally diverse while ready units are equally split between diverse and homogenous. In the villa space, the bulk of the supply in both ready and upcoming units are in the homogenous category, according to a new report by GCP-Reidin.With more upcoming apartment supply set to be unique in design, this indicates that the build out period will be longer, allaying some of the supply pipeline concerns. Given that investors...

Why Books Are Better Than Movies

'Books give a soul to the universe, wings to the mind, flight to the imagination and life to everything', a very poetic way to look at books. But the reality of the matter is that in this digital age, there aren't many people who believe that books are better than movies. Reason number one, according to the film lovers, is that reading a book takes too long! What they don't know about are the hidden gems, feelings, worlds, imagination and sensations that can only be felt, experienced and...

How Android and iOS Are Different in App Development?

Smart phones are rapidly replacing PCs as the medium to access the Internet. This device has also proven its effectiveness in the business sector by helping business owners in simplifying the majority of business related tasks. However, smart phones, tables or laptops, all are completely ineffective with apps in them. The rise of smart phone usage by the business owners made them look for industry specific apps. This helped a number of enterprise app development companies flourish in every...

7 Wedding Trends That Dominated 2018

If you are planning a wedding, you might be checking the top trend that dominated 2018. While the timeless touches will never go out of trend, some trends are definitely worth your consideration. So, take a look at all fresh, sophisticated and fabulous wedding ideas and be inspired. Greenery It is a trend which has been in vogue for the last 3-4 years and never goes out of fashion. Spaces filled with lush greenery look sophisticated as well as expensive. The bonus- it can be molded easily...

Why You Need to Enhance Your Link Building Strategy

Link building is a common terminology in search engine optimization (SEO). It refers to the exchange of links between different websites in order to enhance your backlinks. Its main objective is to improve the search engine ranking of the page. A website with more backlinks gains higher rankings in SEO.   Link building conglomerates different skills in programming, psychology, content mastery, and marketing. Mastering it yourself may take some time. If you want to use a link building...

An Aftershave Like No Other From VI-JOHN

When you’re a man, you are always striving for that perfect shave, the closest shave that ploughs the facial hair from its roots, the shave that makes ladies drool and men envious. So what do you do? You shuffle in order to find the perfect foam, the cream, the razor, the towels and everything in between. But you’re missing the most essential last step, the aftershave. Most of the aftershave gels consist of antibacterial reagents and elements. The antibacterial part would...

Why it is necessary for regional banks to automate regulatory change management in 2018

Costs of compliance remain a key problem area for banking and financial institutions. When we talked to banks and financial institutions to source data for our whitepaper, most of them placed reducing costs of compliance among their top priorities for 2018. Why reducing costs is on every company’s radar in 2018 Costs of compliance have always been a problem area for banking and financial institutions and they are increasing over time. Accenture’s report on compliance is based on...


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