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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

How to Start a Successful Driving School Business

Everybody drives and needs to figure out how to drive before they do as such. This makes the business open door for opening up a driving school. You'll simply know about a portion of your state's prerequisites, who is as of now giving driver training administrations in your general vicinity, and afterwards – at last – how to get the word out about your driving school. When you get up and running and your business legitimately for your territory, your achievement is relatively...

Can You Transfer Personal Loan To A Credit Card?

The idea behind personal loan balance transfer to a credit card involves transferring the unpaid principal loan amount from one bank to another to get an either a decreased rate of interest or an increase in loan repayment tenure or maybe both. Thus the burden of debt on the borrower can be reduced considerably through this process. A balance transfer is not advisable when only a few years remain in the repayment schedule, and more than half the loan amount has been settled already. Some other...

What Is Piling?

Piling is a type of deep foundation ,used to transfer the load to a deeper level than is possible with  a traditional shallow  foundation. Verticals colums of concrete ,steel,wood or a combination are driven deep  into the ground to give extra support to the building that site on top. Another, a pile or piling is a vertical structural element of a deep foundation, driven or drilled deep into the ground at the building site. there are many reasons that ageotechnical engineer...

Smart and Stylish Palazzo Pants Variations for a Versatile Wardrobe

The retro feel! Yes loose bottom suits, popularly called as palazzo suits are absolutely back in vogue and if you still don’t have them in your wardrobe then your closet is apparently outdated! Bringing in comfort and style together, plazos have hit the market and have seen a growing preference amongst women of all age groups. If you’re not too familiar with these retro style garments and think of them as only one type of silhouette, then keep reading, this post is all about the...

What are the Best Reasons to Invest in Kotak Multicap Fund?

Multicap funds have always been an essential part of a good investment plan. The experts have been pressing on the idea of adding variety to the portfolio for a long time, and multicap funds fulfil this need of adding variety through a single fund. As a result, the number of multi cap mutual funds have increased manifold in the last five years, expanding the range of investment options available to the investors.   Kotak Standard Multicap Fund is one of the best multicap funds in India...

How To Make a Career in Background Verification Industry?

It is great to learn that you have decided to make a career in background verification industry. The next logical step would be to find out the different positions that you can apply to become an integral part of this industry. But, before we look at the different positions and the different skill sets required to excel in the positions in order to ensure a long, fulfilling career, it is important to understand that unlike other industries, working in background verification industry is quite...

What is the difference between ELSS and mutual funds?

Most of the millennials understand the importance of saving. And the only way to save is to invest rightly.  Apart from our regular RD’s and FD’s there are other ways to invest where you can expect high returns. Yes! ELSS (Equity Linked Saving Scheme) Mutual funds are now considered as one of the top investment options by industry maestros. But, many people are still not clear with the difference between these two. One might feel that ELSS and mutual funds are different...

Why You Need to Enhance Your Link Building Strategy

Link building is a common terminology in search engine optimization (SEO). It refers to the exchange of links between different websites in order to enhance your backlinks. Its main objective is to improve the search engine ranking of the page. A website with more backlinks gains higher rankings in SEO.   Link building conglomerates different skills in programming, psychology, content mastery, and marketing. Mastering it yourself may take some time. If you want to use a link building...

Why it is necessary for regional banks to automate regulatory change management in 2018

Costs of compliance remain a key problem area for banking and financial institutions. When we talked to banks and financial institutions to source data for our whitepaper, most of them placed reducing costs of compliance among their top priorities for 2018. Why reducing costs is on every company’s radar in 2018 Costs of compliance have always been a problem area for banking and financial institutions and they are increasing over time. Accenture’s report on compliance is based on...


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