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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Reduce wrinkles around the eyes using stem cells

The area around the eyes is quite delicate.  When you have excess stress in your life, the impact can even be seen around the eyes. And before you see other visible symptoms, dark circles can appear under the eyes due to a lack of sleep. Over time, fine lines and wrinkles can develop as well.  Moreover, there are other causes for wrinkles.  Exposure to excess radiation, malnutrition, lack of sleep & several other issues can cause dark circles.  Removing...

Why Are The Blue Mountains World Heritage Listed?

Summary: Every day, thousands of tourists from Sydney visit Blue Mountains on a day tour. The Blue Mountains are also a World Heritage listed attraction as well. So learn what’s the story behind the cult status for this natural attraction, that people are flocking to every day!     Article Sublime natural bounty and extensive eucalypt woods set the stage over an area of over 1.3 million hectares. An amalgam of woodsy hillocks and deep gorges, sandstone cliffs and tunnelling...

Do Your Bit To Preserve The Great Barrier Reef

If your wanderlust takes you all the way to Cairns to see and experience the Great Barrier Reef in all its vibrant glory – experience it, you must! But, considering it is the world’s largest and most complex coral reef ecosystem and a UNESCO World Heritage area, every local and tourist and tour operator must take extra precaution to treat nature’s precious gift with utmost respect!Tourism is by far the largest money spinner on the reef, with the Cairns Great Barrier Reef...

Top 10 Places To Visit In Wayanad With Family

With its lush greenery, gushing waterfalls, majestic mountains, and splendid attractions, Kerala and, more specifically Wayanad, are beautiful places to visit. For the upcoming holidays, if you are planning a family vacation to Wayanad, do check out this guide. What to see Here are the top places to visit in Wayanad with family: 1. Muthanga Wildlife Sanctuary The Muthanga Wildlife Sanctuary is a part of the Nilgiri Biosphere Reserve. Kids will certainly enjoy spotting the elephants, tigers,...

Top 25 Six Sigma Interview Questions & Answers

Introduction: Introduced by Bill Smith— an engineer at Motorola, Six Sigma is an approach aimed to eliminate defects in a process. It was first discovered in the year 1986 and put to use as a strategy in 1995 by Jack Welch. The tools and techniques comprised of Six Sigma are used in improving the quality of products and applied in various manufacturing processes. Why is it important? From a customer’s perspective, products with lesser defects are desirable. In order to make...

Completing Training in Certified Scrum Product Owner can Open New Job Opportunities

 Completing Certified Scrum Product Owner training helps you to be seen as an expert. It shows you care about providing the very best overall value. Those who have a stake in business will appreciate this as it helps them to feel confident everything will be taken care of successfully. With this certification, you will be qualified to manage initiatives for more than one business at the same time. This can help you to grow your own business or it can help you to be seen as a very valuable...

Family Camping Guide

What you can and cannot do when camping with kids depends on the age of your offspring, as each age brings unique experiences, joys, and challenges. For example, having preschooler’s means long hikes are out, but you don’t have to change diapers anymore. Babies are portable and can be nicely packed away, but can crawl into everything if left on their own.   Camping while Pregnant Strangely enough, few books on pregnancy touch on the topic of camping while pregnant. Each...

Ways Chemical Studies Can Save the World from Climate Change

The climate change phenomenon has become a significant concern over the last few years. In fact, many countries have joined hands to find the best solution to this global problem. We cannot deny the fact that the credit for the increasing global warming goes to some specific human activities. The average temperature has risen by about 1°C since 1880 due to the release of greenhouse gases. You may not think as such a great deal, but this has resulted in the melting of the Antarctic ice...

Mobile App Marketing

So you have an App and want to know how to market it to achieve the best results.  There are various ways to market your app and making use of the various features in a range of ways will open up many new strategies to you. Your first objective will always be to get your App downloaded by as many people as you can and offering value to their lives is the best way to do that. While push notifications are a great way to promote your business and inform customers of your products, they are...


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