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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Ice Hockey: Complete Safety Guide For Young To Adults

Nowadays ice hockey is more or less familiar to most of us. It is very popular among young or adults. Ice hockey is a rapidly growing sport that people play on the ice. Collisions may happen every time you play ice hockey. So you need to wear safety equipment and gears to avoid injuries. Each year a lot of people gets admitted to the hospital and most of them are youth who is under 15 years. So to reduce the amount of these injuries there is no alternative but to follow the safety instructions...

Reduce wrinkles around the eyes using stem cells

The area around the eyes is quite delicate.  When you have excess stress in your life, the impact can even be seen around the eyes. And before you see other visible symptoms, dark circles can appear under the eyes due to a lack of sleep. Over time, fine lines and wrinkles can develop as well.  Moreover, there are other causes for wrinkles.  Exposure to excess radiation, malnutrition, lack of sleep & several other issues can cause dark circles.  Removing...

Restore Receding Gums Naturally

Natural Remedies for Receding Gums Receding gums is exactly what happens when the gum tissue surrounding the teeth wears away. This receding lead to the lower part of the tooth to become more visible triggering "spaces" to establish between the tooth and gum line. These gaps allow contaminants, bacteria, infections and fungi to grow and flourish in these areas, which then harm the tissue and bone structure. With time, this causes teeth to become loose and ultimately fall out. Since gum...

How to Make a Resume: Secrets Your Employer Won’t Tell You

Surprisingly, more than 70% of adults are seeking new jobs on a continuous basis. A great number of people are potentially ready to change their current jobs. Fierce competition in the market stimulates job seekers to polish their resume writing skills. On average, employers spend 5-10 seconds when reading resumes of potential candidates. Therefore, you need to catch and retain employers’ attention to be able to override your multiple competitors. But how to do it? This article relates to...

How Can Employing Web to Print Software Solutions Help You?

The term ‘web-to-print software solutions’ was considered to be huge and outlandish some years ago. It still is, amongst the business owners who are unaware of the potential of web-to-print. However, after experiencing the benefit it renders, several business owners started embracing the technology. Even if it asked for them to understand the nuances of its working. A print designer software entails several tools that enables the customers of website owners to upload their design,...

Prevent heart disease by keeping your heart healthy

You can prevent heart disease by focusing all year round on your heart health. If you haven’t scheduled your regular wellness visit and cardiac assessment, ensure to schedule one with your heart specialist. It’s always good to keep regular wellness practices in place, which not only help you keep an eye on your overall health, however it can also help you spot unexpected problems before they become severe.   Heart disease is a leading reason for death. But despite that,...

7 Healthy Foods to Include in Your Daily Diet during Monsoon

  After the Hot and annoying summer, rain is an Amazing experience. In any case, these may be ruined by unwanted health conditions like flu, cold and cough. You would now be able to appreciate those delightful moments without bargaining on your health by giving careful consideration to the food you expend. If you are following a good diet style, make a few changes to your standard eating habit by including those foods that are light on the digestive system, in the meantime peps up your...

Can Drones Play A Role In Financial Services Industry?

Drones have made inroads in many industries, and they have been playing the role of delivery and surveillance mechanism. But can drones play a role in the banking industry as well? What are human-centered solutions in financial services can you expect from the usage of the drones? Within the financial services sector, the drones can be used to assess the claims. Insurance is one such area where drones can be used extensively. They can be used to evaluate the property risk and damages for...

Why it is necessary for regional banks to automate regulatory change management in 2018

Costs of compliance remain a key problem area for banking and financial institutions. When we talked to banks and financial institutions to source data for our whitepaper, most of them placed reducing costs of compliance among their top priorities for 2018. Why reducing costs is on every company’s radar in 2018 Costs of compliance have always been a problem area for banking and financial institutions and they are increasing over time. Accenture’s report on compliance is based on...


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