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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Cosmetic surgery

Cosmetic surgery or Aesthetic surgery is a unique surgical procedure that focuses on enhancing the appearance through corrections by surgical and medical techniques. Cosmetic surgery can be performed on all parts of the body. Under cosmetic surgery, there are various surgeries and reconstruction surgery is a part of cosmetic surgery. Its focus is to improve function and to give a normal appearance to a part of the person’s body.RhinoplastyThis is referred to a surgical treatment that...

7 Tips On Writing An Amazing And Effective Essay!

The essay is an essential and crucial part of assessing a student’s writing style and abilities that is why when it comes to grading them essay writing is a great way to examine them. On the other hand, the essay is an essential factor in crucial academic decisions like grading, admission and scholarship. While the essay is important, writing an essay can be a dreaded task for students. Either you want to write an essay for your class, exams, scholarship, test or assessment or even for...

How To Make a Career in Background Verification Industry?

It is great to learn that you have decided to make a career in background verification industry. The next logical step would be to find out the different positions that you can apply to become an integral part of this industry. But, before we look at the different positions and the different skill sets required to excel in the positions in order to ensure a long, fulfilling career, it is important to understand that unlike other industries, working in background verification industry is quite...

Top Performing Mutual Funds By Sundaram That Will Complete Your Portfolio

  Sundaram Finance Limited has a subsidiary in the form of Sundaram Asset Management Company which has over 20 years of experience in fund management. This company is jointly promoted by Sundaram Finance Limited and Stewart Newton Holdings (Mauritius) Limited. With the help of an efficient management team, fund managers, board of directors, trustees, this AMC is soaring high. As a result of all the hard work, its schemes are now categorized as top performers in the market. In the...

Why it is necessary for regional banks to automate regulatory change management in 2018

Costs of compliance remain a key problem area for banking and financial institutions. When we talked to banks and financial institutions to source data for our whitepaper, most of them placed reducing costs of compliance among their top priorities for 2018. Why reducing costs is on every company’s radar in 2018 Costs of compliance have always been a problem area for banking and financial institutions and they are increasing over time. Accenture’s report on compliance is based on...

what is smart contract

Smart Contracts: The Blockchain Technology That Will Replace Lawyers. ... In 1994, Nick Szabo, a legal scholar, and cryptographer, realized that the decentralized ledger could be used for smart contracts, otherwise called self-executing contracts, blockchaincontracts, or digital ...       One of the best things about the blockchain is that, because it is a decentralized system that exists between all permitted parties, there’s no...

Professional creepers for your memorable day

Getting ready for your big day is really exciting. A lot of purchases and travel makes you very tired at the end of the day. After purchasing the costume and its accessories the next question which arises in your mind is the shoes. Where to get fabulous creepers and shoes for the big day? You will be searching on the internet and visit the nearby showrooms. Do not get convinced with the normal creepers available in the market instead look for something special. T-U-K shoe is the right...

Hunting Safety Trip

It doesn't matter what type of activity you are doing, naturally, you should always try to be as safe as possible while doing it. There are certain activities, hobbies, sports, jobs, etc. that are much more dangerous and, therefore, more prone/to cause you physical harm than others. Whitetail deer hunting, or any other type of hunting for that matter, requires a weapon of some sort and any weapon requires total conscientious awareness of weapon safety.   You must place safety, above...

10 Mistakes Every New Home Builder Should Avoid

Building a new home is an incredibly exciting and rewarding undertaking – especially if it’s your first time. That being said, it’s a huge task, and things can go wrong. These are the top ten mistakes that families make when they build their own homes – and how to avoid them. 1. Location MattersWhere you choose to build is incredibly important. It might seem like a cheap block of land at the start, but it will turn out to be the neighbourhood where you are living and...


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