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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

How to Plan a Loan to Buy Equipment For Your Business

One of the first things that a business should do when it comes to expanding the business is to buy new tools and equipments. All the other things can wait- your cabin could do without an AC for another year and you could spend less on that extra packing material. However, the better the equipments in your company, the greater is the quality of the products. Better equipments might cost a more initially but in the long run they will drastically help bring down the production costs of the...

How to sleep without neck and back pain

Doctors repeatedly said: a good mattress is a chance to save a lot of forces that used to be spent on "biting your teeth and enduring". But a full sleep depends on many nuances. You never know exactly which rule will work in your case. So here are some more tips for relaxing without back pain. Is it hard to sleep? A healthy back is a flat back. Do you agree? Then let it be in a dream, you will have a beautiful posture! To do this, you need to choose mattresses that allow you to support the...

Things To Do In Ooty On A Family Vacation

Ooty was discovered in the early 1800s by the British and it later became the Summer Capital of the Madras Presidency during the British Rule. Every year, a number of tourists visit this charming hill station. If you are planning to visit Ooty as well, here is a guide to help you prepare your itinerary. Things to do in Ooty Here are the top five things to do in Ooty: 1. Trekking Ooty offers wonderful opportunities for trekking along with the kids. Trek up the Doddabetta peak or walk...

5 Common Tattoo Myths Preventing You from Getting Inked

Tattooing is the best possible way to make a unique style statement and to stay cool. Presently, this body ink art has become more and more popular with affordable rates, the advanced techniques, and safe services. Tattoo fever has caught everyone, especially boys and girls who are in their teens. However, when it comes to getting inked, few people still feel hesitant as they are having some myths, regarding this art. Do you have a clear idea about tattooing? If not, then you may go through...

Plastic cosmetic surgery Types

  Plastic surgery is a surgical specialty concerning the restoration, reconstruction, or perhaps alteration of the human body. It can be split into two categories. The first is reconstructive surgical treatment which include craniofacial surgery, palm surgery, microsurgery, and typically the treatment of burns. The other is cosmetic or perhaps aesthetic surgery.[1] While reconstructive surgery aims to reconstruct a part associated with the body or increase its functioning, cosmetic...

How to Make a Resume: Secrets Your Employer Won’t Tell You

Surprisingly, more than 70% of adults are seeking new jobs on a continuous basis. A great number of people are potentially ready to change their current jobs. Fierce competition in the market stimulates job seekers to polish their resume writing skills. On average, employers spend 5-10 seconds when reading resumes of potential candidates. Therefore, you need to catch and retain employers’ attention to be able to override your multiple competitors. But how to do it? This article relates to...

Completing Training in Certified Scrum Product Owner can Open New Job Opportunities

 Completing Certified Scrum Product Owner training helps you to be seen as an expert. It shows you care about providing the very best overall value. Those who have a stake in business will appreciate this as it helps them to feel confident everything will be taken care of successfully. With this certification, you will be qualified to manage initiatives for more than one business at the same time. This can help you to grow your own business or it can help you to be seen as a very valuable...

Best investment secrets for every beginner

It is no surprise when people talk about investing – most people who earn decent salaries and are looking forward to big changes in the future try their hand at investments. Today, there are several varied options for good investments, depending upon the requirement and flexibility of the person. However, before stepping into any kind of investment option, it is vital to know the basics about good investment, give time to study and research about it and most importantly learn a few...

Rising Trends and Career Chances in Data Analytics

You have worked really hard to achieve the "degree of your dreams". With a solid CFA degree in your possession, you begin searching for your dream role. It is a competitive world (different from your college days) out there. And you have a few choices like (Financial Advisor, Investment Banker, Portfolio Manager, Research Analyst, Risk Manager, Corporate Financial Analyst, Forex Business Analyst etc.) however so do the employers. In a global economy, your competition extends beyond your...


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