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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Ice Hockey: Complete Safety Guide For Young To Adults

Nowadays ice hockey is more or less familiar to most of us. It is very popular among young or adults. Ice hockey is a rapidly growing sport that people play on the ice. Collisions may happen every time you play ice hockey. So you need to wear safety equipment and gears to avoid injuries. Each year a lot of people gets admitted to the hospital and most of them are youth who is under 15 years. So to reduce the amount of these injuries there is no alternative but to follow the safety instructions...

How to Get Your Ex Back with Text Messages

After a breakup, we feel heartbroken and hope for everything to reconcile once again. We try so hard in different ways to get our exes back. Sometimes we try to get a voodoo love spell which may or may not actually work at all. But it is all about how you treat your ex with your words and attitude and that is the most important part here.   When a relationship ends, we look for the changes of our ex-partner for which the relation actually did not work out. We expect if the person...

Foolproof ways of keeping a girl happy in a relationship

Since the beginning of time men have had a tough time figuring out women. Heck, even women can’t figure themselves out, but they will expect you to figure them out and keep them happy. Although it is obvious that women like being pampered in a relationship but is that enough? If you are with a girl and you just can’t figure out how to keep them happy, here are some amazing ways to help you out: Talk to her: We do not simply mean speak to her, talk to her. Help her communicate,...

Shipping to Indonesia?? Here are customs regulations you should know

If you are planning to buy products from abroad and get them shipped to Indonesia, it’s important to know the customs rules and regulations thoroughly. You don’t want to risk getting your package sent back, rejected or charged with heavy import duties. Indonesia has many detailed customs regulations and requirements that you need to be aware to avoid delayed shipments and expensive mistakes. Here are Custom Regulations - Customs in Indonesia is quite stringent. Some of the...

Maharashtra scholarship for 12th passed students

Social inequality has been in the society for as long as one can remember. Over the ages, this social inequality has directly moderated the financial inequality too. The gap between the rich and the poor is constantly widening, which thus creates more and more marginalised sections in the society. The effect of such a social structure trickles down to the lower echelons. So ultimately, it’s the kids who suffer. Kids belonging to the underprivileged sections of the society often miss out...

what is smart contract

Smart Contracts: The Blockchain Technology That Will Replace Lawyers. ... In 1994, Nick Szabo, a legal scholar, and cryptographer, realized that the decentralized ledger could be used for smart contracts, otherwise called self-executing contracts, blockchaincontracts, or digital ...       One of the best things about the blockchain is that, because it is a decentralized system that exists between all permitted parties, there’s no...

Features to Include in Your Mobile Marketing App

There are a number of features to include in your mobile marketing App that will increase your brand awareness, generate more content and result in more traffic both foot and web based.  Understanding the different features and knowing what they can do for you will help you to get the most suitable mobile marketing App for your business. One Touch Features Mobile marketing apps should be easy to use and easy to navigate.  Features that help to keep customers informed or in contact...

Connection Between Teen Depression & Suicide

Here's a strong connection between teenage depression and suicidal tendencies. As per statistics given by top psychiatrists, Teens are far more susceptible to major depression issues and bipolar illness. A number of suicide attempts and the resulted deaths happen among teens are due to long-term depression. Consider these statistics regarding teen suicide and teen depression by various mental health doctors: about 7% of all teens attempts suicide and about 5% of those suicide attempts results...

College Education Does Not Have To Cost A Lot

It would be excellent if we all could get education for free. If there were no schooling fees or living costs, a higher education would be accessible to everybody. Though we can have a great amount of applicants for available jobs, at least there would be a contest. There are jobs for everybody, but it does not mean that everyone should settle into a position because he or she can not get...


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