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What is a Letter of Credit – Definition, Types, and Uses

A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...

Things To Do In Ooty On A Family Vacation

Ooty was discovered in the early 1800s by the British and it later became the Summer Capital of the Madras Presidency during the British Rule. Every year, a number of tourists visit this charming hill station. If you are planning to visit Ooty as well, here is a guide to help you prepare your itinerary. Things to do in Ooty Here are the top five things to do in Ooty: 1. Trekking Ooty offers wonderful opportunities for trekking along with the kids. Trek up the Doddabetta peak or walk...

4 Warning Signs in an Online Relationship

  In an ideal world, singles could embrace free online dating without any misgivings, engaging in friendly conversation before arranging romantic get-togethers. But life is never that simple. For all that matchmaking websites are dedicated to providing a convenient platform for singles to get to know each other, the very nature of this method of communicating can be problematic. So how can you tell if the person you are messaging is telling you the truth all the time? What are the...

Binoy Nazareth Experiences a Cultural Celebration In San Francisco, LA

Capturing the Spirit of Aspiring Adventures  Are you ready to discover an ethnic and culturally diverse iconic destination? Explore a concrete jungle with Hollywood as a glittering backdrop showcasing bridges, bays and beaches. Binoy Nazareth takes you into a wonder world of wanderlust to sample incredible and mouth-watering passionate forays into tempting cuisines and capture the spirit of a cultural adventure in San Francisco. Shrouded with a misty all-year-round fog, San Francisco...

Five Weird Benefits of Giving Chocolates to Your Kids

While restraint is good, a piece of the sweet delicacy can do wonders for your children. Do you know chocolate was the 'food of the Gods' for Mayans? So, stock up on some delectable chocolates for your kids. Double up on the stock if you love to eat chocolate more than your kids. If you are tight on budget, you can try to win free prizes that include chocolate hampers. Your pleasure is about to double up while you savor the yummiest delights without spending a quid on them! Those who say...

Content Scraping: What do you do?

So what’s a creative, prolific person to do? You could not publish anything, anywhere, keeping it all for yourself and under lock and key. Ick. You can watermark photos, or use Flickr’s “all rights reserved” stamp, (though this amounts to nothing more than a “pretty please don’t steal my photos, thanks”). Writing is trickier. The written word is easily cut and pasted, or retyped from print onto a blog. South African infertility blogger Tertia...

Why Are Chiffon Sarees A Wardrobe Must-Have?

What comes to your mind when you hear the term ‘chiffon saree’? Most of you must be having visuals of a soft and light drape that has a soothing feel. Some of you may also visualize a romantic mountain peak set-up with a lady dancing in an effervescent sari, while the pallu of the drape flows high with the cool mountain breeze. Well the second one is a common scene shown in Indian cinema. Although a banal one, it has positioned chiffon sarees as a glamorous drape which has managed...

Ultimate Guide to Minority Scholarships in India — Pre-Matric Scholarships

Although minority scholarships are abundant in India, access to information about them is limited. Interested candidates find it difficult to gather all the required information and often miss out on one or the other aspect of filling the application form. This leads to rejection of scholarship applications and ultimately drop-outs due to non-availability of funds to pursue education. Government websites like Ministry of Minority Affairs (MoMA), National Scholarship Portal (NSP) or MHRD often...

You Must Consider These Points While Making an Effective Sales Strategy

You have probably heard the expression that business is a dog eat dog world, but there is truth in that old expression. The message is that if you do not continue to move forward in your business and your business practices, you run the risk of being overtaken by your competitors. In order to continue moving forward, you need to be able to always stay on top of what your customers want and need. Luckily, there are tools available to help you continue to move forward. Figure Out Your Target...

Easy Education Loan - Study at Your Dream College

In today’s AI-driven market, it’s becoming crucial to obtain an MS degree which is geared towards the digital age. Jobs related to areas of Robotics, Mechanical Engineering, Software Development, and Digital Marketing are increasing in numbers. To be able to work in one of these fields, the right degree from an accredited university is extremely important. Going to a top-ranked B-School is not just extremely important but also difficult. First, you need to knock out your...


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