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Know How MCLR Rates Will Benefit Home Loan

- 3 months ago
Delhi,

MCLR rates are fixed by the reserved bank of India. In this, a borrower will get the lowest interest rate on home loans from any financial company or a bank. It is known as the Marginal Cost of Funds based on Lending Rate. MCLR rates are based on factors like operating costs, the marginal cost of funds, tenor premium and cash reserve ratio. You can easily convert your existing home loan to MCLR based. Some lender and banks may also take some charge to convert your previous loan to MCLR based. Therefore, by spending some money you can save a huge amount of money by opting for MCLR based loans.


For further information about MCLR, visit the Bajaj Finserv Official website.
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