Texas Debt Consolidation, Texas is the second most populous U.S state, after California, and Texas also has one of the highest debt rates in the country. At TX Debt Consolidation, our objective is to help people discover the debt relief options that are available. We do not provide debt relief solutions ourselves. No, we match our customers to Texas debt consolidation and Texas debt settlement companies. They can supply our users with a debt relief assessment for free. We encourage you to seek the advice of a financial or legal professional prior to choosing any debt relief solution. Make sure you understand exactly how much it will cost you, exactly how it will impact your credit score, and exactly how much it can save you. Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Anyone considering bankruptcy should contact a bankruptcy attorney. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, 68% to 75% including fees, over 24 to 48 months. Not all clients complete their program for various reasons, including their ability to save sufficient funds.